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How to Activate Virtual Cards on Airtel Uganda and MTN Uganda.

Airtel Uganda and MTN Uganda have introduced virtual cards to enhance digital commerce and financial inclusion. These cards allow users to make secure online payments without needing a physical card or bank account. Below is a step-by-step guide on how to activate these virtual cards using USSD codes and mobile apps.

Airtel Money Virtual Mastercard

Activation via USSD:

  1. Dial *185# on your Airtel Uganda number.
  2. Select “Financial Services” (Option 7).
  3. Choose “Airtel Money Mastercard” (Option 9).
  4. Select “Get a Card” (Option 1).
  5. Enter your Airtel Money PIN to confirm. No card generation fee applies.
  6. Wait for an SMS with a link to your card details.
  7. Click the link, enter the one-time password (OTP) sent to your phone, and view your card details (16-digit number, expiry date, and CVV).

Also Read: 5G network service goes live in Kampala, courtesy of MTN Uganda

Activation via MyAirtel App:

  1. Download the MyAirtel App from the Play Store or App Store if you don’t already have it.
  2. Open the app and navigate to the “Airtel Money” section.
  3. Enter your Airtel Money PIN to access the dashboard.
  4. Tap the Mastercard logo next to your wallet balance.
  5. Re-enter your PIN and select “Proceed” to create the card.
  6. View your card details in the app and save them securely.

MTN MoMo Virtual Mastercard

Activation via USSD:

  1. Dial *165# on your MTN Uganda number.
  2. Select “Financial Services” from the menu.
  3. Choose “MoMo Card.”
  4. Select “Create Virtual Mastercard.”
  5. Confirm your details and ensure your MoMo wallet has sufficient funds.
  6. Receive your card details (16-digit number, expiry date, and CVV) via SMS34.

Activation via MyMTN App:

  1. Download the MyMTN App from the Play Store or App Store if you don’t already have it.
  2. Open the app and log in to your MTN MoMo account.
  3. Navigate to the “MoMo Card” section.
  4. Select “Create Virtual Mastercard.”
  5. Confirm your details and proceed.
  6. View your card details in the app and save them securely4.

These virtual cards are designed for seamless online transactions, including shopping, bill payments, and subscriptions. They are free to create and offer enhanced security features, making them a convenient option for Ugandans participating in the digital economy.